Want to get ahead, but don't have the time or cash to spend on a degree? Certificate programs are no longer just for trade schools. These specialized courses are hot even at prestigious universities, and can lead to advancement in the workplace.

Healthcare, IT, finance, education: No matter what your interests, you need to stand out, whether it's to break into a field or simply get a leg up. Sean Ferry is one of millions of people beefing up their resumes by enrolling in a certificate program.

"There's opportunities within my current company where I could advance. Advanced salary, or maybe eventually move on to a larger company," Sean tells us.

A certificate is not a full degree, but rather training in nearly any given field. Sean Gallagher is an analyst with 'Eduventures'.

"If you have a bachelor's degree or a master's degree in the same field as someone else, what a certificate program does is it shows that you've specialized in a certain area," Gallagher says.

Brian Barry from the National Human Resources Association agrees.

"We're seeing it at all levels, the very top level of chairman of the board to brand new individuals just entering the work force," Barry says.

There are thousands of programs. In addition to courses on campus, many are also offered online. That means you can apply from anywhere. The courses run from $500 up to $20,000, are offered at undergrad and graduate level, and can last for one week or require several courses over months.

"In some cases, certificate programs especially at the graduate level are sort of like a mini-MBA degree," Gallagher says.

Sean is studying Supply Chain Management at Penn State. Associate Dean Pat Cataldo insists students gain a lot from the program.

"It allows them to take very practical knowledge back to their work environment so that they can further be effective."

The National Human Resources Association says it's true…employers are taking notice.

"The more credible certificate programs you have that play a critical role, the better," Barry says.

But every boss is different…so make sure it's worth it before you start studying.

"Find out up front if it plays an important role in promotions and raises so there's no misconceptions," Barry explains.

Also, experts say, like in anything else…some programs are better than others. It's critical to make sure the program is accredited. Sean's is, and he expects his certificate will pay big dividends down the road.

"I think it's definitely worth the time and the money," he exclaims.

Most certificate programs are for people with college degrees, but there are some for high school grads. Those are mainly in the healthcare field as medical technicians or doctors' assistants.

Most schools do not offer financial aid for certificate programs, although many companies will foot the bill...so ask!